Dallas Pardon Expungement Lawyer

The Aftermath of Identity Theft – Why Expungement?

As more and more personal information is stored electronically, the problem of identity theft has become more and more serious. The Free Trade Commission estimates that nearly 9 million Americans fall victim to identity theft every year. The consequences of having your identity stolen can be simple as a few extra dollars on your credit card bill or as devastating as losing your entire life savings. Not only that, but you may even be held responsible for crimes you didn’t commit, if the identity thief uses your personal information during the commission of a crime.

How Identity Theft Happens

Many people fail to realize how easily their identity can be stolen. Credit card numbers, Social Security numbers, bank account numbers – your legal and financial identity often boils down to little more than these. If a thief manages to get these few pieces of information, they can easily pose as you, spend your money, and ruin your reputation for their own gain. Common tactics of identity thieves include “dumpster diving,” where they search your trash for documents containing important information; “phishing,” where thieves pose as legitimate organizations or important people to trick you into revealing personal information; and “skimming,” where they use a special device to record your credit card information when swiping it.

The Effects of Identity Theft

Identity thieves have no qualms about ruining your finances, reputation, and credit. Your resources and good name are nothing more than tools to get them what they want. If you are targeted by an identity thief, you may suddenly find yourself owing large amounts of money you never spent, facing charges for crimes you didn’t commit, and rejected by loan companies due to a shattered credit score. Nor do these effects disappear quickly. A bad credit score can haunt you for years to come, impeding your ability to get financial assistance or make purchases. A criminal record can bar you from owning a firearm, make you less attractive to potential employers, and stigmatize you in the local community.

How Expungement Can Help

Through the legal process of expungement or expunction, you can petition a court to, in essence, erase criminal charges from your record. After your record has been expunged, you can legally act as if the charges had never happened, and no one will be able use those records against you. In the state of Texas, you are allowed to have a crime expunged if it was committed by someone else using your identity. By doing so, you can save yourself years of pain and embarrassment.

If you need to have your record expunged, Dallas expungement lawyer Mark Lassiter can help. Call 214-651-1121 to learn more.

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